Rental Cash Flow Calculator — Analyze Rental Property Income
Calculate monthly cash flow, annual returns, and investment metrics for any rental property. Make data-driven decisions on your next buy & hold investment.
Monthly Cash Flow
Calculate net monthly income after all expenses, vacancy, and reserves.
NOI Calculation
Determine Net Operating Income for accurate property valuation and analysis.
Cash-on-Cash Return
Calculate your annual return on invested capital for comparison shopping.
Expense Modeling
Account for all expenses: taxes, insurance, maintenance, management, and more.
Vacancy Projections
Model vacancy rates and their impact on annual cash flow.
Quick Analysis
Analyze any rental property in minutes with comprehensive metrics.
How to Calculate Rental Property Cash Flow
Cash flow is the lifeblood of rental property investing. To calculate monthly cash flow, subtract all expenses from rental income: Cash Flow = Rental Income - (Mortgage + Taxes + Insurance + Maintenance + Management + Vacancy + Reserves).
Positive cash flow means the property generates income after all expenses. Aim for at least $200-300 per door for single-family rentals, more for multi-family properties.
Understanding Cash-on-Cash Return
Cash-on-cash return measures the annual return on your actual cash invested. It's calculated as: Annual Cash Flow ÷ Total Cash Invested × 100. This metric helps compare different investment opportunities and assess whether a property meets your return requirements.
A good cash-on-cash return varies by market but generally, investors target 8-12% or higher for buy and hold properties.
Frequently Asked Questions
Calculate Your Rental Cash Flow
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