How much can I refinance out of a BRRRR deal?

Most lenders allow cash-out refinancing at 70–80% of ARV. To fully recover capital, your all-in cost (purchase + rehab + closing) must be below that threshold.

What is an infinite return in BRRRR investing?

An infinite return happens when your cash-out refinance returns 100% or more of your initial investment while the property still cash flows. With $0 left in the deal, ROI becomes mathematically infinite.

Is the BRRRR strategy still viable in 2026?

Yes — BRRRR works in any market where you can buy below ARV, force appreciation through renovation, and refinance at a reasonable LTV. Higher rates require tighter buy boxes and stronger ARVs.

Is this BRRRR calculator really free?

Yes. Every new account gets 7 free BRRRR / ARV / rental analyses per month with no credit card required. Premium plans unlock unlimited deals plus full comp reports.

Free BRRRR Calculator — Analyze Buy, Rehab, Rent, Refinance, Repeat Deals

The fastest free BRRRR calculator on the web. Run a full Buy-Rehab-Rent-Refinance-Repeat analysis with cash-out refinance projections, monthly cash flow, ARV, and capital recovery — built for real estate investors who want infinite returns.

Get Free Deal Breakdown Watch Demo

Full BRRRR Cycle

Analyze every phase: Buy, Rehab, Rent, Refinance, Repeat with detailed numbers.

Cash-Out Refinance

Calculate refinance proceeds at 70–80% LTV to recover your initial investment.

Infinite Return Detection

Instantly see whether your BRRRR deal achieves the holy grail: 100% capital recovery.

Post-Refi Cash Flow

Project monthly cash flow after the new mortgage debt service is layered in.

Capital Left in Deal

Track exactly how many dollars stay locked in the property after refinance.

AI Deal Score

Each BRRRR deal gets a 0–100 score based on cash flow, capital recovery, and ROI.

What Is the BRRRR Method? (Buy, Rehab, Rent, Refinance, Repeat)

The BRRRR method is a real estate investing strategy that lets you recycle the same dollars into multiple rental properties. Our free BRRRR calculator models each phase:

Buy: Purchase a distressed property well below market value
Rehab: Renovate to ARV-quality finish and force appreciation
Rent: Place a qualified tenant and stabilize rental income
Refinance: Cash-out refinance at the new ARV (typically 70–80% LTV)
Repeat: Reinvest the recovered capital into the next deal

Done correctly, the BRRRR strategy lets you scale a rental portfolio with minimal new capital — sometimes pulling out more cash than you put in.

How Our BRRRR Investing Calculator Works

Our BRRRR investing calculator returns these critical metrics for every deal:

Total Investment: Purchase + closing + rehab + holding costs
New ARV: Post-renovation value via AI comp analysis
Refinance Proceeds: Cash-out at your target LTV (70–80%)
Cash Left in Deal: Capital remaining after refinance — your true investment
Monthly Cash Flow: Rent − PITI − vacancy − maintenance − management
Infinite Return Flag: Triggered when capital left ≤ $0
Cash-on-Cash Return: Annual cash flow ÷ remaining capital

Frequently Asked Questions

BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat — a real estate investing strategy that recycles capital across multiple rental properties.

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ARV Calculator Rehab Cost Estimator Rental Cash Flow Calculator MAO Calculator BRRRR Strategy Guide